Don’t Let Your Business Get Off On the Wrong Foot With Improper Licensing

Don’t Let Your Business Get Off On the Wrong Foot With Improper Licensing

With everything that goes into starting a business, the last thing you need to worry about is legal permits. No matter what type of industry you are in, chances are it takes all kinds of licenses. In addition to the actual work licenses, you also have all of the building and contracting licenses that have to be in order as well. The point is, failing to have the right permits can have a far more serious impact than many other missteps.

Various Requirements for Different Types of Business

The problem with getting all of the correct licensing is that it can be hard to know what is actually needed. It can vary from city to city and county to county. It can require a yearly permit, a lifetime permit, or anything in between. And as we already mentioned, different businesses need specific licenses.

What Do You Specialize In?

If you own a bar or some other establishment that sells alcohol, doing so requires a license. Most people wouldn’t miss that one. But are you sure that you wouldn’t overlook something like a permit about the size and placement of your sign? Even though it may not seem like that big of a deal, the impact it could have on your business could be severe. Something as simple as working with a legal partner could help you to avoid these headaches.

Maybe you plan on hosting events such as birthday parties, anniversaries, reunions, and various other social gatherings. There are all kinds of building and structural, electrical, plumbing, capacity, and fire permits, as well as many others which must be filed and approved.

Possible Issues Incorrect Licensing May Cause

Anything from minor to serious fines all the way up to immediate closure of your business could come as a result of not having the proper licenses. Whiles fines and negative inspections may be easier to handle, interruption to your business activities is not.

Understanding the various licenses needed in your business and what they cover can be confusing. This is why having pros like the ones at Bell Law is so important to get launched the right way. Simply contact us online or give us a call to learn more.

Many Mistakes Are Avoidable; Like Failing to Hire a Real Estate Lawyer

Many Mistakes Are Avoidable; Like Failing to Hire a Real Estate Lawyer

When people find themselves in most legal jams, the first thing that they think about is getting a lawyer. Unfortunately, when it comes to situations where legal help is optional, they often overlook the need for it. One of the best examples of that is real estate law. There are so many benefits people fail to take advantage of, as well as mistakes that could be avoided if they would just hire a property lawyer.

Ways Real Estate Lawyers Help With Property Transactions

Listing every situation in which one of these legal practitioners can be helpful would take its own blog. However, going over even just a few of the ways having this service can benefit you is still very eye-opening. The first big service concerns purchase contracts. Since most real estate companies are limited to standard forms, you may want to have a customized one drawn up for your transaction.

Another common function of real estate attorneys is to appear at closing. With the dozens and dozens of legal paperwork involved, this is a great time to avoid mistakes. Failing to have a lawyer assist with either task could lead to serious financial impact regarding rate, payment or term.

Specialized Circumstances Where They Can Be Helpful

There are also times when a real estate lawyer may be helpful in dealing with unique property situations. Not every purchase or sale is a traditional, by the book process. Some people buy homes from other locations. Others may be waiting on some type of windfall to come in.

Inheritance, legal settlements or compensations, loans, and many other examples of soon-to-come payments can delay closing. Any of these or the many other special cases involving real estate transactions may need expert handling.

At Bell Law, making sure that our real estate clients are properly cared for is our main goal. For more about how we can help with your next real estate purchase or sale, give us a call. We have a team of experienced legal experts who can guard against all of the pitfalls mentioned here today.

Who Can You Trust To Handle Something as Important as Your Final Wishes?

Who Can You Trust To Handle Something as Important as Your Final Wishes?

There aren’t very many topics as unpleasant as discussing one’s own demise. However, that doesn’t make it any less necessary. It is the responsibility of anyone who has even modest assets and portfolios that will need distributing to see to it that a qualified expert handles it once they are gone. It is also the caring thing to do for your family and friends who will be grieving.

What Happens if You Are Incapacitated?

It isn’t always death that brings about the need for estate management. Even if it isn’t your final will and testament but rather just power of attorney following an accident or major health event, planning foe these legal situations before they can even arise will give you and your family peace of mind.

What Happens if You Pass Away?

Although not all estate matters come about as the result of death, most of them do. Regardless of how healthy our lifestyles are or how often we see the doctor, everyone will pass away. It is during these times that our family and loved ones suffer the most. Therefore, it only makes sense that you would want to take care of all of the loose ends that you could before that day comes.

Leaving Your Personal and Business Interests Cared For

One of the most unfortunate but not all that uncommon results following someone’s death is family conflict. This sad truth happens time and time again, especially when there are still financial details to complete. Sometimes during periods of trauma and stress, people who love each other can lash out as a coping mechanism.

However, this can lead to much more damaging and long-term issues. With one simple estate plan you can make sure that your family never has to take on the added burden of tending to your wishes in addition to having to mourn your loss.

The experienced and caring attorneys at Bell Law know exactly how to handle the issues that come after someone’s passing. Your family and business associates certainly deserve no less. Give us a call today to discuss the details.

The Importance of Having a Real Estate Legal Asset When Buying and Selling

The Importance of Having a Real Estate Legal Asset When Buying and Selling

If there is one type of law which is complicated beyond reason it is financial and real estate law. With not only regulations and rules changing every year but also the financial details themselves changing daily, it is a wonder anyone can even get a fair deal. It is important to understand that the banks and lenders’ jobs are not to get you a good deal. Their sole purpose is to get a favorable agreement for the bank. This oftentimes means a far less favorable deal for you.

Navigating Confusing Legal Language

Legal speak is always difficult to wade through. However, when it is mixed in with countless financial facts, percentages, and numbers, it can be downright indecipherable. This is where you need a trained legal expert who specializes in this type of law. It is the only way you are going to get someone to explain this complex legal dialogue to you. How can you expect to make the best decision if you don’t have all of the information?

Dealing With Complex Financial Details

Each of those numbers and decimals and percentages all mean something in this type of law. They represent interest rates, variations, length of term, monthly payments and so on. Each one of these and many other specifics all need to be documented properly and verified. Also, the fine print and details of any contract should never be ignored, especially on real estate.

These details may be the difference between a balloon payment and flat final payment. They may also list an incorrect detail such as an adjustable rate instead of a fixed rate. There are a number of examples of what a real estate lawyer might catch that you would miss.

Let the team here at Bell Law lookout for you during your next home purchase or sale. With everything from price to rate to term on the line, you need to make sure you get the best deal. We’d be glad to be the ones to safeguard your interests in any real estate transaction. Simply get in contact with us to find out more details!

Items Home Inspectors Are Not Required to Cover During an Inspection

Items Home Inspectors Are Not Required to Cover During an Inspection

It surprises many homeowners or buyers when they first learn about all of the things that a pre-purchase inspection doesn’t cover. This is important because it can greatly impact the financial situation from either side.

Imagine buying a home that you didn’t realize needed a complete chimney repair. How about if you are getting ready to sell your home only to find out it has mold right before closing? With these things in mind, here are 5 more things that standard home inspections don’t include:

Plumbing & Septic

Damages pipes and clogged sewer systems can be major expenses when the problem is serious. Failing to catch it before selling or buying your home can be costly.

HVAC Systems

Not only is this something that can be expensive to repair, an improperly functioning heating or cooling system can make the move-in process miserable.

Pests

Who wants to move into a new home only to discover it is infested with some kind of animal or bug? Bats can be nearly silent and go undiscovered until the smell of their waste becomes noticeable. Without paying for an upgraded inspection or hiring a pest control expert you could find yourself in a similar situation.

Roof Condition

Most inspection guidelines only require the inspector to view high-up objects from the ground level with binoculars. For this reason it is highly unlikely that any minor or possibly even major roof issue would be detected.

Any Non-Visible Items

The inspector will only see what is out in plain sight. Things like electrical wire, insulation, as well as anything on the interior of the structure will never be looked at. That means that anything going on in any of these areas will go unnoticed unless you have specialized inspections.

We Can Help!

To make sure that the home you are buying or selling is in the shape it needs to be in, give us a call here at Bell Law. We’ll oversee your entire real estate transaction to guarantee that all of your best interests are met. We can handle everything from appraisals and contracts to negotiating rate and term. We can provide as little or as much assistance as you need.

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