Is Your Business Protected Now That You Work from Home?

Is Your Business Protected Now That You Work from Home?

As if running your own business wasn’t already difficult enough on its own, now you have to deal with a global pandemic as well. This has led to a number of different financial and personnel related issues with many employers.

However, the situation doesn’t have to be as trying as it seems. With a little bit of help and the right legal guidance you can make sure that your business stays on track, even when the whole world seems to be coming off of its own.

Starting a Business

This is tough enough when times are good and the economy is fully open. Building a business from the ground up, no matter how small is always an accomplishment. But just because it may be harder doesn’t mean it can’t be done. Although, in the middle of a global health crisis, there are a number of additional legal considerations as well.

Obtaining employee health insurance, remote and in-person work, employee safety, as well as many other individual issues are all in a constant state of flux in the current environment. That is just one of the many reasons business legal counsel is necessary.

Licensing

There are many careers that require licensing. When these certifications are suspended or revoked it can destroy your career. At that point, there is no room for error. Examples of professionals who this might affect include medical workers, real estate agents, beauty service providers, financial consultants and many others.

Business Transactions and Agreements

Contracts or documents of any kind between two or more parties should always be closely examined by a legal expert. This is not only common sense; it can be the difference between a successful business and a disaster. Defaulted agreements on either side can have devastating effects on your profits and reputation.

If you need any help with your business during this time of uncertainly, we would be glad to provide it. Just get in touchwith any of the staff here at Bell Law and we will connect you with someone who is an expert in business matters. Whether it’s starting or managing a business or various other legal issues, you need to make sure that you have someone looking out for you.

Autumn Real Estate Market Trends

Autumn Real Estate Market Trends

The housing market is just like anything else when it comes to change; it’s inevitable. And also, just like many other similar (and completely unrelated industries), it experiences seasonal shifts. This year is truly like no other, given the global health crisis that we have all had to deal with. This has made what was once seen as the simplest of chores difficult and, in some cases, impossible. With that in mind, here are a few examples of what is going on in the real estate market heading into fall:

Stable Interest Rates

Although many people were predicting that interest rates would stabilize at this time of the year, it ended up happening for reasons that had nothing to do with the original predictions. The sudden outbreak of the coronavirus brought home buying and selling to a halt. It did the same with the rest of the economy. The Feds took drastic measures to encourage real estate transactions.

Shortage of Entry-Level Homes

A lot of singles, married couples, and young families like to try and close on their first home before the holidays. There is something extra special about getting to spend Thanksgiving and Christmas in your own home. Following the sudden slowdown in buying in selling, things are starting to pick back up as we all adjust to living in this new reality. Unfortunately, many of these prospective buyers may have difficulty finding something they love. In these cases, it is essential not to rush into a buying decision.

Housing Uncertainty

Finally, something else that is looming over the market is the lack of clarity regarding past-due mortgages and late rent on millions of residential properties all over the country. If some type of governmental relief doesn’t come, we could be on the verge of an eviction crisis on top of everything else.

If you are getting ready to buy or sell a home this fall, or if you find yourself with any other type of legal real estate issue, make sure that you take the time to safeguard your future and protect your investments. People who understand the importance of property law and transactions also understand the importance of having a real estate attorney working on their behalf. Give us a call here at Bell Law to find out how we can help you protect your interests and still get you the best deal!

Tips to Beat First Time Home Buyer Stress

Tips to Beat First Time Home Buyer Stress

Even though buying your first home should be a cause for celebration, it is frequently challenging to muster up that sort of enthusiasm until the process ends due to the stress. Here’s an encouraging fact, though; it gets much easier after this. Once you have gone through the entire process one time, from start to finish, you will know what to expect with future real estate purchases. But none of that helps you right now with your first home, so here are a few things that will:

Pay Off Other Debts

This one practice alone will do wonders as far as lifting stress and anxiety from you. One of the biggest causes of concern for people buying a home for the first time is the commitment to the mortgage. For most, this is the most significant monthly obligation they have ever taken on and by far the longest. Creating more disposable income goes a long way to alleviating those worries.

Save a Sizeable Down Payment

Something else that will help put your mind at ease regarding payments and financial obligations is putting down a significant amount of money. That will often get you a lower rate, reduced payments, and give you much more flexibility than you would have had otherwise. You will need to start saving sooner than planned to accomplish this.

Stay Within Your Budget

Lastly, it can’t be stressed enough how important it is to stick to your budget. If you think the anxiety and worry that comes from a typical first-time purchase is bad, just imagine how you’ll feel if you end up getting in over your head on price and payments.

To find out even more ways to simplify the process of buying your first home rather than dreading it, give us a call anytime here at Bell Law. We would be more than glad to assist you with any or every aspect of your purchasing process. Regardless of whether this is your first home or your retirement property, having a legal professional on your side that specializes in real estate law can make a world of difference.

Home Exterior Updates to Make Before Putting Your Home on the Market

Home Exterior Updates to Make Before Putting Your Home on the Market

Selling a home can be a massive undertaking, and the real work begins long before you put your property on the market. Knowing what to invest in when updating or repairing your home prior to selling it can help you sell your home more quickly and for more money. The best place to start? Your home’s exterior.

First Impressions are Everything

Home buying is all about looks, and the first impression can make or break a sale. Your kitchen may be sparkling new with quartz countertops and new appliances but if your yard looks messy and unkempt, no one will even make it to the kitchen. 

You must step into the shoes of the potential buyer, seeing your home for the first time. Remember, just because you have become accustomed to the old front door and overgrown shrubs in your yard, it doesn’t mean a buyer will overlook the mess. 

Buyers want fresh and clean, and your home’s sale can hinge on your exterior simplicity. Not all exterior improvements have to break the bank. Oftentimes, clearing out or trimming shrubs and removing overgrown weeds can be done in an afternoon and can make a huge difference. Replacing or repainting your front door can make your home that more inviting.

Get Ahead of the Inspection

You know your home better than anyone. You know where the drafts are, and which windows are leaky and old. Use this knowledge to save yourself time and money while trying to sell your home. 

While it may seem like a huge investment to replace windows or siding just to sell your house, it can pay off big in the end. Making your home more energy-efficient makes it that more attractive to potential buyers. Not only have you increased your curb appeal but you have shown buyers that you care for your home which can offer much-needed peace of mind. If you fix potential problems ahead of time it can make the selling process much more streamlined, keeping the inspection quick and easy cuts down on the time it takes to close and get started on the next chapter of your life.

Preparing your home for the market can be a very stressful time, it is easy to get overwhelmed. The professionals at Bell Law are here to help you every step of the way. They can offer suggestions to make your home selling process run smoothly and efficiently. They are experienced and ready to assist you in any way possible. Give Bell Law a call today and start your new journey in the right direction.

Making a Successful Cross Country Move

Making a Successful Cross Country Move

Moving across the street is stressful enough, but moving cross country is a whole different situation full of its own stressors. You are about to move to a location you know next to nothing about, have no idea where the best schools are or where the grocery store is. You aren’t even sure where to get the best cup of coffee. While some concerns are bigger than others, it is important to be prepared for anything when making such a momentous move.

Finding Your Dream Home

Due to the current state of the world due to the coronavirus, almost all real estate transactions have been revamped to make virtual tours the new normal. This allows a buyer to see exactly what a potential home looks like, no matter where they are in the world. Using virtual tours can help you narrow down your search to just a few homes and can make the purchasing decision more streamlined. 

It is also highly recommended that you take the time to physically visit any potential homes on your shortlist before purchasing, if possible. A virtual tour does not show you entire neighborhoods or towns. Therefore, narrowing down your search and then going to the actual homes and surrounding areas before a final choice is highly recommended.

Timing is Everything

It is important to start planning your move at least 2 months in advance. This gives you plenty of time to effectively go through your belongings and declutter. The last thing you want to do is pay to move items you are just going throw out upon arrival. 

Now is the time to start deciding how you are moving, whether with professional movers, self-packing containers, or driving your own rental truck. If you are depending on a moving company or self-packing company, you need to be sure to do the proper research to make sure the company is trustworthy and dependable. 

Protect Your Investment

Purchasing a new home is the most important investment you may ever make, do it wisely. Hiring a real estate attorney is imperative when purchasing any home, especially one that may be sight unseen and in an unfamiliar state. 

Not just any real estate attorney will do though. Making sure your attorney is licensed in your new state is also incredibly important. Real estate transactions can get quite messy and confusing, as laws are different in every state. Therefore, moving to Illinois means you need to have a qualified real estate attorney who will look out for your best interests and knows Illinois real estate law. Thus, giving you the peace of mind that your purchase is done correctly, potentially saving you money and heartache down the road.

If you are looking to make the move to the Chicagoland area, give Bell Law a call. They have experienced real estate lawyers that are ready to assist you every step of the way. The professionals at Bell Law are well versed in Illinois real estate law and can ensure that your new home purchase is seamless and legally secure. Call them today to get started on your exciting new adventure.

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